Max Bupa Health Insurance Review
Max Bupa is a new entrant in insurance field. MBHI or Max Bupa Health Insurance is a joint venture between Max India and Bupa Finance Plc, UK, which is an international healthcare provider.
The company started its operations in six Indian cities; Delhi, Hyderabad, Mumbai, Chennai, Bangalore and Pune and are planning to include Surat, Ludhiana and Jaipur in another years’ time.
Just last week they launched their flagship product Heartbeat health Insurance Plan, which is offers health insurance cover to the whole family. Heartbeat plan is offered in three levels, namely, silver, gold and platinum. It provides medical cover for expenses including in patient treatment, post hospitalization, pre hospitalization, and offers maternity and childcare benefits. It provides insurance coverage across all age groups. There is no age limit and offers a comprehensive cover from Rs. 2 lakh to Rs. 50 lakh. This is also on of the health insurance company which is said to cover maternity benefits after a certain period of policy holding and in this case it is 3 years. Max Bupa is also planning start International emergency plans soon. They have various plans for individuals as well as for the entire family depending upon one’s need.
- Heartbeat Silver- Insurer can claim himself or his family for Rs. 2 Lakh or Rs. 3 Lakh.
- Heartbeat Gold- It offers an option to insure for Rs. 5 lakh, Rs. 7.5 lakh or Rs. 10 Lakh.
- Heartbeat Platinum- Customer has an option to insure himself and family for 15 lakh, Rs. 20 Lakh and Rs. 50 lakh.
Benefits of the plan-
- Hospital Accommodation- all basic charges for hospital accommodation are covered.
- Pre and post hospitalization medical expenses are covered
- Health relationship program- with the renewal of policy, customer becomes entitled to their health relationship program; so, they can avail health services or products for up to 10% of the renewal premium.
- Day care procedures- covers all medical expenses procedures which require less than 24 hour hospitalization
- Domiciliary treatment- covers medical treatment taken at home, if advised by the doctor
- Maternity benefits- under the family floater policy, if customer has paid 3 continuous annual premiums then, medical expenses for delivery of a child are covered.
- New born baby- new born baby is covered from birth and his /her vaccination cost will also be covered and this is the first of its kind in any health insurance plan in India.
Max Bupa Health Insurance has a good network of 375 hospitals and health care providers and growing. They offer cashless facility across these network hospitals and without seeking approval from TPAs, etc. They have their own healthline so that it would be easier to get approval and get covered instantly in case of hospitalization.
Third Party Administrators (TPA)-
Max Bupa Health insurance, plans to service all their clients directly, through an in- house team of relationship managers, without any involvement of a third party.
Contact
Max Bupa Toll Free helpline Number is 1800-3010-3333 and the regular helpline number is 3300-3333.
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