Parents Health Insurance – Rishtey from ICICI Lombard
If you are looking to find a perfect gift to offer your parents, you can try gifting them an health insurance policy and ICICI Lombard has a plan just exclusively for the same, i.e., health insurance policy for the parents (read elder people or senior citizens) namely Rishtey. It is a full and comprehensive health insurance policy for your parents at the time when they need it the most.
Advantages of Rishtey:
- ICICI Lombard pays you for the airfare to visit your parents during their hospitalization for some medical emergencies like heart attack, stroke, etc.
- Cashless claim facility at over 4000 network hospitals
- Free health check up for all the persons insured after buying the same
- Nursing benefit of up to Rs. 500 per day
- Pre-existing diseases will be covered after 4 years of coverage
- Value added features like buying it online, tracking it online and via SMS
- Even hospitalization due to terrorist activities are covered in this policy
- No health check-up for those aged up to 45 years
Rishtey – Parents Health Insurance covers for hospitalization of your parents including doctor’s fee, room charge, diagnostic expenses, medicines cost. Also covers for the medical expenses for 30 days pre and 60 days post-hospitalization. Apart from that certain forms of treatments which do not require 24 hours hospitalization are also covered.
Airfare is reimbursed for you in case of medical emergencies for your parents like heart attack, stroke, renal failure, CABG surgery, end-stage liver disease, and brain tumour, etc.
The maximum age for entry for Rishtey Health Insurance is 70 years and maximum age in which this policy can be renewed is 75 years.
Additional Benefits:
- Cumulative bonus in the form of additional 5% sum assured will be added on a cumulative basis for this policy.
- Sum insure enhancement option under certain conditions.
- Able to include or exclude a member later
- Free health check-up coupons for all insured
Also check out the exclusive Senior Citizen Health Insurance from Star Health if you are looking for alternatives to Rishtey Health Insurance from ICICI. That one was also an equally good option if you are looking for health insurance for your parents.
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Hey there
My husband, 34 and I, 31 are seeking into life insurance. Can anyone let me know which company or websites We can work with to have info. There are lots of out there… wouldnt know how to start. Who do you personally use? Is there a medical exam required? What type of premiums are you paying? Is it fixed or does it go up every couple of years? We live in Arizona also. Any help would be appreciated.